Effective date: October 14, 2026

Welcome to FinPath Tools at tools.studymats.com. By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, please stop using the site.

Use of the website

You may use the site's calculators and educational content for lawful, personal or informational purposes. You agree not to misuse the website, attempt to interfere with its operation or security, introduce malicious code, or use automated methods that place an unreasonable burden on the site.

Calculator results and financial information

Calculators and articles provide general estimates and information only. They are not financial, investment, tax, accounting or legal advice, nor are they an offer or guarantee of a financial product. Results depend on your inputs and the assumptions of each tool. You should independently verify important figures before acting on them.

Accuracy and availability

We aim to keep the website useful and accurate, but we do not guarantee that every page, calculation, example or link will always be complete, current, error-free or available. We may correct, change, suspend or remove content or features at any time.

Intellectual property

Unless a page states otherwise, the site's original text, design and materials are provided by FinPath Tools and may not be republished in full for commercial use without permission. You may link to public pages and quote brief excerpts with appropriate attribution where permitted by law. Third-party names, marks and materials remain the property of their respective owners.

Third-party services and links

The website may link to external websites or use third-party services, including hosting, analytics or advertising providers. We do not control those services and are not responsible for their content, availability, terms or privacy practices. Visiting an external link is your choice.

No warranty

To the extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis, without warranties of any kind. We do not guarantee that the site will be uninterrupted, secure or suitable for every purpose.

Limitation of liability

To the extent permitted by law, FinPath Tools will not be liable for indirect or consequential loss, or for financial decisions made in reliance on calculator results or educational content. Nothing in these terms excludes liability that cannot lawfully be excluded.

Privacy

Your use of the site is also subject to our Privacy Policy, which explains how information and third-party technologies may be handled.

Changes to these terms

We may update these terms when the website or its services change. The effective date above indicates when this version was prepared. Continued use of the site after an update means you accept the revised terms to the extent permitted by law.

Contact

Questions about these terms can be sent to Surjitjha@gmail.com.